Understanding Vault 25

High-Excess Explained

Catastrophe Coverage

Renewal Benefits

Vault 25 policies carry a higher excess, meaning you cover minor repairs out-of-pocket. This keeps your premiums significantly lower, focusing coverage on major events.

Our policies activate for catastrophic events: total write-offs, structural damage, theft, fire, or flood. We provide comprehensive protection when it truly matters.

Maintain a claim-free record and receive an additional 5% discount at renewal. Your excess also reduces year-on-year, rewarding responsible policyholders.

Vault 25 is a proposed UK insurance concept currently preparing for regulatory authorization. Policy issuance, terms, and availability are subject to final approval.

Vault 25 Regulatory Team

Secure Your Future Savings

Join our waitlist for priority access and to lock in your guaranteed 25% upfront discount at launch.