Inflated Premiums
Standard insurers often inflate baseline rates by up to 35% to cover the administrative overhead of processing minor paint scuffs and cosmetic claims. You pay more for what you don't use.
25% Upfront Reward
By agreeing to handle minor repairs out-of-pocket, you eliminate the administrative costs that drive up premiums. Vault 25 passes these savings directly to you with an instant 25% discount.
Claim-Free Savings
Safeguard your claims history for optimal long-term savings on premiums. Our high-excess model guarantees that your policy is set aside for significant incidents, maintaining your claim-free status year after year. You will be required to pay the maximum excess on claims, and this amount can be settled monthly for a claim. Additionally, you must pay half of the excess to file a claim in order to qualify for the discount. This discount is applicable to claims, basic items, and pre-paid inclusions.
Insurance was invented for catastrophes, not minor touch-ups.
We believe your premiums should reflect genuine risk, not the cost of managing small, avoidable claims. Vault 25 is built for the disasters that truly matter, giving you control over the small stuff and significant savings on the big picture.
Ready for Unsubsidized Premiums?
Join the waitlist today and secure your 25% upfront discount. Experience insurance designed for responsible owners.